Two-Step Recovery Process – A major part of preventing unintended repossessions is for the lender to know when a unit is secured so customer payment arrangements can be made with a clear understanding of the vehicle status. If a case is no longer eligible (marked Hold or Close) case are removed from the map in real-time. Mapping– Only assignments that are in an Open status and eligible for recovery are on the map in RCM. Through real-time integrations with our lenders and forwarders, Recover圜onnect can ensure accurate, real-time status information on open accounts is always available to the field agent with RCM. These findings therefore confirm the importance of this study providing deeper insight to policy makers and providing valuable information which has implications on policy, design, targeting and programme implementation.Account Status – The most critical element of preventing unintended repossessions is the field agent knowing the correct status of the account prior to securing the unit. Model results show that returns on investments to various income categories from using use of fertilizer is sensitive to residual effects of previous fertilizer application, timing or use of fertilizer during the right season, and communal financial support structures such as group saving. These Farmers owning on average four(4) acres lack titles to their pieces of land for which only half was utilized for production, had not accessed financial services despite such services being within reach a factor that could be attributed to their lack of collateral and low levels of realized annual incomes from sales though roadside markets and general information asymmetries. Observations point to predominantly aging male farmers with primary level of education and whose main source of income was farming earning them an average of $1 a day. To control for errors of inclusion and exclusion the study focused on those farmers who had actually received vouchers. This study using cross-sectional data obtained from 200 farmers employs Linear Regression, Multinomial Logistic and Probit analysis and data from the 2009/2010 agricultural season to estimate the subsidy effects of the NAAIAP program on poor and vulnerable farmers of Tana River Sub-County. The National Accelerated Agricultural Inputs Access Programme (NAAIAP) a subsidy programme established in 2006 was envisioned as a safety net programme that would address the problem of food insecurity and poverty among resource poor farmers. The farming infrastructures are necessary to the enhancement of agricultural production and to enhance farmer’s welfare. This is an indication that the policy makers are not doing enough to enhance agricultural improvement and to motivate farmers. In conclusion various infrastructural facilities not available in the study area are Irrigation, storage facilities, rural credit and warehouse were not available in the study area. The infrastructures that were dilapidated include electricity (7.34%), school (21.10%) bore hole or pipe borne water (27.52%). Various infrastructural facilities not available in the study area: they were Irrigation, storage facilities, rural credit and warehouse were not available in the study area. The mean household size was 3, this shows that most families practices family planning. Data was analyzed with the use Ordinary Least Square (OLS) method. Total of 109 respondents was interviewed with the aid well-structured questionnaire. The third stage was random sampling of three (5) villages. The second stage involve purposive sampling of Irepo Local Government Area (LGA). The first stage involve purposive sampling of Saki Agriculture Development Programme (ADP) zone. Multi-stage sampling techniques was be used. Therefore, this study evaluated the effects of infrastructure on household welfare in Irepo Local Government Area of Oyo State, Nigeria. ABSTRACT Inadequate rural infrastructure remain a bottleneck to enhance farmers welfare in the developing countries.
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